That is who we are, Citizens' Bank. In 1981 the bank was created for you, the people of Baldwin County. Since then we have been building relationships that last in Baldwin County, and it is with strength, prosperity and independence that we strive to be the premier community bank in Baldwin County. We're a full-service bank, offering you quality products and services with the personal customer service and local decision-making that give you the confidence to bank locally, to bank on us. From personal and commercial accounts to lines of credit and mortgage loans, we're committed to meeting your financial needs, one smile, one handshake, one individual at a time. We always welcome your call, email or visit to our banking professionals, who are prepared to tell you more about our products and services. You have many choices where you bank. Bank where our associates believe that people bank with people. Experience the community bank difference.