FORECLOSURE DEFENSE MORTGAGE MODIFICATION - SHORT SALES BANKRUPTCY - Chapter 7, 11 & 13 DEBT SETTLEMENT Charles Spinardi, Esq. P. Joseph Nicola, Esq. Serving - N.Y. - N.J. - Pa. 1761 Victory Blvd., Staten Island, NY 10314 Phone - 718-442-6272 Open 7 days a week to better assist our customers needs