Target

Interesting Admission...Your comments were quite interesting and illuminating.First we see that by your description of what other companies do, you are no stranger to late payments. Perhaps you should keep this in mind for the future.A major "theme" in your report is how if they say something they should stick to what they agreed to. So how do you justify your initial failure that started all...

Posted by Robert on July 16, 2017. Brought to you by ripoffreport.

Robert, I appreciate your feedback.  What you say makes a lot of sense and is a somewhat fair rebuttal.  However, Target is a large corporation and should have safeguards in place in case, a person doing business online misses a payment alert by email, in case someone changes email services etc. or regardless.  For instance, their ability to call people per their credit card terms and...

Posted on July 15, 2017. Brought to you by ripoffreport.

The CARD act you are trying to refer to was from 2009. The Late Fee you are so sure they are cheating you per the CARD act is allowed to be adjusted for inflation. The current maximum late fees is $27 for the first one and $38 for every other one after that. I am surprised your attorney failed to mention that little part.The letter you claim said you owed $95.35. So let's add them up. Your...

Posted by Robert on July 15, 2017. Brought to you by ripoffreport.

Your dissatisfaction with the interest rate is a case of buyer’s remorse. American Express’ interest rates are not relevant.The limits set under the Credit Card Act are adjusted annually for inflation. Late-fee caps are currently $27 for the first late payment and $38 for subsequent late payments.You were negligent in monitoring your credit card use and failed to honor the terms of the...

Posted by coast on July 14, 2017. Brought to you by ripoffreport.

This is to make buyers beware of the Target Corporation abusive credit card practices. They use their own corporate card backed by TD Bank.  In short, for an oversight of mine for a small purchase of $27.13, I ended up paying $147.50 in late fees when Target failed to notice me in a timely manner that I owed anything.  Buyer Beward.  Do not use this credit card. Their interest rates are also...

Posted by Jane on July 14, 2017. Brought to you by ripoffreport.

Timex Watches, MasterCard

Posted on July 30, 2015. Brought to you by merchantcircle.