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It seems like I hit a nerve, however, I did my homework BEFORE, I decided to go with Farmer's Insurance.
I did in fact mention my accident. I can't be liable for misinformation if the representative taking the information on the initial call is not educated with Farmer's policies. It is not my place to send them to school or training classes regarding Farmer's policies.
Let me educate you about the insurance business. First of all, the insurance company is bound to pay all losses on your behalf when you sign the application and give them money. When Farmers gave you legal notice that they could not insure you in the preferred group because of your un-admitted accident, they are by state law required to give you 45 days notice that they are not continuing...
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