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To the poster saying it is NOT illegal you are wrong. I spoke with a consumer advocate attorney who stated that since it is the original collector and not a third party collector the FDCPA does NOT apply. HOWEVER, he stated it is illegal to disclose loan #s, to state you owe money on a loan, or any other private information as the violates several privacy laws. Further, it is illegal to call...
I too have been encountering similar instances with this company, but have done some preliminary research on the laws here in Texas.
First of all, it is against the fair debt collection practices act to call to harass or threaten you for owing a debt. You can NOT be arrested for owing a debt. If a creditor states otherwise, they are breaking the law and you should report them to the Federal...
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